Why order an appraisal from Kip Box?

To a lot of people, an appraisal is simply a line item on the settlement sheet for a home sale or refinance. While there are a budding number of automated home valuation processes that might appear cheaper than an appraisal, almost all lenders still want a local expert because the stakes are very high. But is securing a mortgage the only reason you should get an appraisal? Are there more instances when the services of a certified, independent real estate professional might be beneficial? Of course.


	When you're planning on any transaction where the value of your property is in question, just contact Kip Box. Just click here

Challenge your tax assessment in Comal County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Kip Box is your best evidence. At Kip Box, we're equipped to assist you in challenging your tax assessment.

Kip Box can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask home buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Kip Box can give you a statement regarding the value of your home, and the cost of the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially traumatic experience for both parties, and it is often more complicated by the challenging decision of who gets the property. Regardless of the situation, it's wise to order an appraisal from Kip Box so both parties are completely aware of the true market value of their house.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from Comal County

Employee relocation is a stressful event, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any new sales or listings in their neighborhood that they want considered during our thorough process.

Let Kip Box help you sell your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.